Credit cards have made it possible for individuals to purchase products that are beyond their immediate financial means. This is based on the understanding that they will pay back this credit at the end of each month when they receive their credit card bill.
The democratization of the internet has made it possible for credit card providers to offer several facilities and services online. Online customer portals for instance allow you to manage your credit card with ease from the comfort of your premises. Read on to understand how to use this online customer portal.
Making Credit Card Bill Payments Online
Credit card payments can be made by following the steps listed below.
Step #1. Visit your credit card providers website and select the credit cards section.
Step #2. After registering, select the credit card for which you would like to pay your bill.
Step #3. Key out the amount meant to be paid.
Step #4. Select the confirm button such that your credit card payment can be completed.
Viewing Credit Card Statements Online
It isn’t unusual for your bank to send you an e-statement in the form of a PDF to your registered email address on each billing date. This can be downloaded via your email directly.
Alternatively, you can log in to your credit card provider’s net banking portal.
Here, you can access your credit card statement as a PDF.
You can view and download said statement with a password.
This password is made in accordance with information particular to your account.
Check the Limit on your Credit Card
Step #1. Visit your bank or credit card provider’s net banking portal.
Step #2. Fill out your login credentials such that you can access your account.
Step #3. Click on the credit card section.
Step #4. Select the credit card for which you would like to know your limit.
Step #5. Select the ‘view account summary’ option.
This summary will provide you with insight on your credit card limit.
Updating Data Pertaining to your Credit Card
Step #1. Visit your bank or credit card provider’s net banking portal.
Step #2. Fill out your login credentials such that you can access your account.
Step #3. Data such as your address and phone number can be updated on your profile.
Step #4. Simply edit the existing information and update it.
Step #5. You will receive a notification of said data having been altered.
Conclusion
Knowing your credit card login details is pertinent to be able to access your credit card provider’s online customer portal. This portal is most beneficial to cardholders as it allows for a wide range of services and actions to be carried out with ease and efficiency. To learn how to conduct a balance transfer from credit card, generate a PIN for your credit card, set up auto-payments and redeem reward points, visit Finserv MARKETS today.